RJ Baxter direct: 303-670-0137 or email. Why work with RJ Baxter? Tell a Friend about us!

Check out my new blog! RJ Baxter Colorado Mortgage Blog

Market Commentary

June, 2009
One More Chance

You may have read articles recently that mortgage rates have risen. Unfortunately, that is the case. Rates approached 6% on a 30 year fixed which is very high compared to what we have seen this year so far. Still historically low, these rates still put a damper on refinance activity, and many people who were waiting for rates at 4.5% or lower were left in the dust.

If you have been following my blog, ...

full

posted by rjbaxter June 17, 2009 6:03 | permalink | comments (0) | Market Commentary

May, 2009
Mortgage Rates Rise

Mortgage rates have risen over the past week over .5% to the highest levels we have seen for 6 months. The main factor at play that has caused this has been the oversupply of money that is being pumped into the system in the form of government bond auctions.

The markets yesterday went into a selling frenzy as fear of impending inflation caused investors to flee from long term bonds, a negative for mortgage ...

full

posted by rjbaxter May 28, 2009 12:11 | permalink | comments (0) | Market Commentary

December, 2008
4.5% Mortgage Rate Rumor

There have been many write-ups by the media recently about the proposed government intervention to drop fixed mortgage rates to 4.5%. 4.5% would be the lowest mortgage rates have been since the 1960's and would be sure to stoke the floundering housing market.

So what is the reason for this proposed rate reduction and is it for real? Mortgage rates today sit at the lowest levels we have seen in 2008, with 30 year ...

full

posted by rjbaxter December 09, 2008 10:55 | permalink | comments (0) | Market Commentary

October, 2008
Stock Market Plunges but Mortgage Rates Go Up

The recent pummeling that the stock market has taken is disturbing in the least, and has hammered most everyone's investment portfolio. How low it will go has yet to be seen. However, with a downturn in the stock market, there is usually a silver lining- lower mortgage rates.

But we haven't seen lower mortgage rates when stocks take major downturns. Why is this?

To understand what's going on, first it's necessary to ...

full

posted by rjbaxter October 28, 2008 10:24 | permalink | comments (0) | Market Commentary

1-4 of 4

Follow me on Twitter

Live Chat Software by Comm100

Subscribe to RJ Baxter's Mortgage Blog by Email

Subscribe in a reader

JANUARY 2010 (3)
DECEMBER 2009 (1)
JULY 2009 (1)
JUNE 2009 (2)
MAY 2009 (5)
NOVEMBER 2007 (10)
DECEMBER 2007 (18)
DECEMBER 2008 (1)
OCTOBER 2008 (2)
SEPTEMBER 2008 (1)
AUGUST 2008 (4)
JUNE 2008 (1)
MAY 2008 (2)
APRIL 2008 (6)
MARCH 2008 (4)
FEBRUARY 2008 (11)
JANUARY 2008 (26)

:: Move Subscription to New Blog!
January 21, 2010
:: RJ Baxter Lowers Payment by $200 With No Closing Costs
January 15, 2010
:: Realtors- New Good Faith Estimate*
January 12, 2010
:: New Good Faith Estimate Great for Consumers!
December 30, 2009
:: Home Values- Where Are They Headed?
November 14, 2007

Mortgage Resources

Annual Free Credit Report

FHA Home Loan Information

VA Home Loan Information

USDA Home Loan Information

Affiliate Articles

Understanding Home Loan and Refinancing

Contribute! - Boost your SEO.

Articles by RJ Baxter

Mortgage Indexes Explained

The Future of Mortgage Rates

What Moves Mortgage Rates

Mortgage Points Explained

Good Faith Estimate Explained

Effective Mortgage Shopping

What Lenders Look For

The Truth About Prepayment Penalties

Buyer Beware: Mortgage Scams

Friends of rjbaxter.com

Pauls's Blog

Blog Arizona

Title Insurance

Homewerx Home Inspection Blog

Forex trading

More Links

Loan Programs

Home Purchases

Refinances

FHA

First Time Homebuyer Programs

Commercial

Home Equity Loans

FHA Streamline Refinances

VA Streamline Refinances (IRRRL)

administrator Google+

RJ Baxter

303-670-0137 (direct)

teambaxtercolorado@gmail.com

First Cal Colorado

12211 West Alameda Pkwy Suite #210

Lakewood, CO 80228

View RJ Baxter Team - Mortgage Broker in a larger map

NMLS # 395819

CO Mortgage License #100034412

Detailed Licensing Information

TOGETHER WE PROSPER®, FIRST CAL DEALWORKS & Design, and FIRST CALIFORNIA MORTGAGE COMPANY are trademarks and the property of First California Mortgage Company. First California Mortgage Company is an Equal Housing Lender and is licensed through NMLS #24055. Arizona Dept. of Financial Institutions #0911115; California Dept. of Corporations RML #415.0042 and CFL #6054270; Colorado exemption as a 1st lien lender under Colorado Credit Code; Hawaii Division of Financial Institutions #HI-24055; Nevada Division of Mortgage Lending #3663; New Mexico Financial Institutions Divi¬sion #03833; Oregon Division of Finance and Corporate Securities #ML-4894; and Washington Dept. of Financial Institutions #CL-24055.